Illuminating Your Path to Homeownership
Welcome to Lighthouse Mortgage — your trusted guide in navigating the world of home financing. We specialize in offering a wide range of mortgage options tailored to your unique needs, including flexible solutions for the self-employed.
At Lighthouse Mortgage, our goal is simple: to help you find your way home.
Our Mortgage Services
At Lighthouse Mortgage, we understand that purchasing or refinancing a home is a significant decision. That's why we're committed to providing exceptional service and a range of mortgage products to suit all needs. Whether you're a first-time home buyer or a seasoned investor, we're here to help.
Equity lending
we empower clients to make their capital work harder through innovative Equity Lending Solutions. Whether you’re an institutional investor, family office, or high-net-worth individual, our programs are designed to help you access liquidity, optimize returns, and enhance portfolio performance — all without sacrificing ownership of your assets.
Self-Employed Mortgages
Helping self-employed individuals secure mortgages is something we take great pride in. We understand that qualifying can be more challenging when you’re self-employed, which is why we take the time to look beyond the paperwork and truly understand your financial picture. Our team works hard to find solutions, explore flexible options, and guide you through a process that can often feel overwhelming.
Mortgage Refinancing
Helping homeowners refinance is one of the most impactful ways we support long-term financial well-being. Whether you're looking to renovate your home or consolidate high-interest debts, refinancing can open the door to new possibilities and greater financial freedom. From exploring your options to securing the right loan structure, our focus is on making refinancing simple, stress-free, and beneficial for your future
Reverse Mortgage
We help homeowners make the most of their hard-earned equity through our Reverse Mortgage Solutions. Designed specifically for individuals aged 62 and older, a reverse mortgage allows you to convert part of your home’s value into accessible cash — without selling your property or taking on monthly mortgage payments.
First Time Buyers
Helping first-time homebuyers is one of the most rewarding parts of what we do. There’s something truly special about guiding someone through the milestone of purchasing their very first home. We understand that the mortgage process can feel overwhelming, which is why we take extra care to provide clear guidance, thoughtful support, and answers to every question along the way.
Our Lender Partners
Scotia Bank
TD Canada Trust
Manulife Bank
Coastal Community Credit Union
Ladysmith District Credit Union
First National Financial
MCap/RMG
Merix/Lendwise
Marathon Mortgage
Home Trust
Optimum Mortgage
Fisgard Asset Management
VWR Capital Corp
Bridgewater Bank
Many Private Options
Why Choose Lighthouse Mortgage?
We are your local mortgage experts. Unlike big banks, we offer personalized customer service, a wide array of mortgage products, and a commitment to helping you find the best mortgage solution for your unique circumstances.
Exceptional Customer Service
At Lighthouse Mortgage, we prioritize exceptional customer service. We are committed to providing personalized attention and guidance throughout the entire mortgage process — even after your loan has funded. Service after funding is a top priority for us. We strive to be the best in assisting you throughout the entire life of your mortgage.
At Lighthouse, you are not just a number — you are our client. We work hard to provide you with the best service possible and to be there for you every step of the way.
No Judgement Mortgages
At Lighthouse Mortgage, we believe everyone deserves the opportunity to own a home. That’s why we offer “no judgment” mortgages—focused on your current situation and future potential, not the challenges of your past.
If you’ve faced credit difficulties, self-employment hurdles, or financial setbacks, we’re here to help. Our team takes the time to understand your unique circumstances and create a personalized plan to move you toward homeownership. We can assist you in rebuilding your credit, improving your financial profile, and finding the right mortgage solution for your goals.
No matter how long the process takes, we’ll be by your side—guiding you, supporting you, and helping you find your way home.
